Hi, I’m Yan Charitar — a licensed financial professional dedicated to helping Canadian families secure and protect their future.

Since 2019, I’ve had the privilege of working with over 350 families across all income brackets — from everyday households to high-net-worth business owners. I graduated with Honours from the University of Toronto and have spent the last 6+ years making financial protection simple, clear, and accessible.

While my foundation has been rooted in helping families understand basic life and income protection, over the past two years, I’ve specialized in the strategic use of life insurance within corporations for tax efficiency and estate preservation. My focus is on helping entrepreneurs and affluent individuals minimize tax liabilities and protect generational wealth — with customized, compliant strategies.

If you’re looking for guidance that blends heart, strategy, and real results — you’re in the right place.